Loan Products: Subject to state regulations and require approval based on creditworthiness. Not all applicants might be approved. Loan terms, rates, and conditions may vary based on a customer’s eligibility and applicable state laws. Lending decisions and funding times subject to system limitations. Applications approved before 10 a.m. CT Monday – Friday are commonly funded the same business day. Applications approved after this time are generally funded the next business day.
Customer Notice: Payday loans (also referred to as cash advance loans or cash advances) are high-interest products that come with two- to four-week repayment periods. They are not intended for long-term uses and should only be considered a short-term solution for small financial emergencies. Using payday loans for several months can be expensive and may result in a debt cycle. Customers with credit difficulties and long-term financial problems should refrain from borrowing and seek credit counseling.
Notice of Customer Rights: According to the Federal Equal Credit Opportunity Act, creditors are prohibited from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, and age, provided that the applicant is eligible and has the legal right to enter into a binding contract. If you suspect any law violation, notify the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006, and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
Notice of Reporting Negative Information: Tremplo County Loans can report your account details to major credit bureaus. Late or missed payments and loan defaults may appear on your credit report and affect your credit score.
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State Laws Disclosure: Tremplo County Loans currently operates in Wisconsin. According to the state laws, loans offered by payday lenders are limited to $1,500 or 35% of a consumer’s gross monthly income, whichever is less. The repayment period for a payday loan can’t exceed 90 days.